Office: (931) 905-6900

Cell: (931) 206-1907

Fax: (931) 905-6988

Email: brenda@imsiloans.com

Mortgage Counselor: Brenda Tressler

3402 Cainlo Drive, Clarksville, TN 37042

VA - Loan Analysis

Name:

Phone:

Email:

ESTIMATED SHELTER EXPENSE

DEBTS AND OBLIGATIONS

Sales Price

Creditor

Minimum Monthly Payment

Balance

Loan Amount

Funding Fee

Annual Interest Rate (eg:8.125)

Term of Loan (No. Months)

Monthly Payment (P&I)

Taxes (City & County) TN

Hazard Insurance Estimate

Total House Payment

Maintenance

Utilities

Child Care

Total Shelter Expense

Total

MONTHLY INCOME AND DEDUCTIONS

Borrower

Co-Borrower

Total

Gross Salary

Utilities= Sq.Ft. x .14

Federal Income Tax

State Income Tax

SS= Income x 7.65%

Retirement / Social Security Tax

Other (Specify)

bah

Total Deductions

bas

BAS: Officier: $202.76 Enlisted: $294.43

Net Take Home Pay

Total

Pension / Compensation / Other Net Income

Total

Less Debts / Obligations

<80K

>80K

Total Net Effective Income

382

441

1

Less Shelter Expense

641

738

2

Balance For Family Support

Guideline:

772

889

3

Ratio:

868

1003

4

Plussed:

902

1039

5

Exceeds / Lacks Residual Income:

977

1119

6

Exceeds / Lacks Residual Income Active Duty:

1052

1199

7

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