Office: (931) 905-6900
					Cell: (931) 206-1907
					Fax: (931)905-6988
					Email: brenda@imsiloans.com
				Mortgage Counselor: Brenda Tressler
	3402 Cainlo Drive, Clarksville, TN 37042
Conventional - Loan Analysis
Name:
Area Code + Phone:							30 Year	PMI =	Coverage
Email:							96%-100%LTV		35%
							95%-97%LTV		30%
ESTIMATED SHELTER EXPENSE				DEBTS AND OBLIGATIONS			90%-95%LTV		30%
Sales Price				Creditor	Minimum Monthly Payment	Balance	90%-95% LTV		25%
Down Payment (eg: 5%)							85%-90%LTV		25%
Loan Amount							80%-85%LTV		12%
Annual Interest Rate (eg:8.125)
Term of Loan (No. Months)							15 Year	PMI =
Monthly Payment (P&I)							95%-97%LTV		35%
Taxes (City & County) TN							90%-95%LTV		30%
Hazard Insurance Estimate							85%-90%LTV		25%
Private Mortgage Insurance							80%-85%LTV		12%
Total House Payment
				Child Care
				Total
MONTHLY INCOME AND DEDUCTIONS				Borrower	Co-Borrower	Total
Gross Salary
	Overtime
	Retirement
	SSI
	Other Income
Net Take Home Pay
			Front Ratio:		Back Ratio:
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